Home Purchase Financing

Vision Partners

Home Purchase Financing

At Vision Partners GmbH, we manage the entire process of financing the purchase of a home in Switzerland for you. Our goal is to provide you with the best possible solutions by comparing various offers and filtering out the optimal conditions for you.

What We Do for You

Equity Analysis

We review your existing equity and advise you on how to optimally contribute to the necessary 20% of the purchase price. This also includes the use of pension funds (Pillar 3a or pension fund).

Ensuring Sustainability

We calculate the sustainability of your loan to ensure that the total monthly costs (mortgage interest, amortization, and additional costs) do not exceed 33% of your gross income.

Mortgage Offer Comparison

We obtain various mortgage offers from banks and mortgage specialists for you. By thoroughly comparing the conditions, we find the best offers for your needs.

Support with Credit Check

We assist you in completing all the necessary documents and guide you through the credit check process with the bank.

Property Valuation

We coordinate the property valuation to ensure that the purchase price is reasonable and serves as collateral for the loan.

Vision Partners

Special Features and Benefits

Fixed-Rate Mortgage vs. SARON Mortgage

We advise you on the choice between a fixed-rate mortgage and a SARON mortgage based on your individual situation.

Amortization Strategies:

We show you the advantages of direct and indirect amortization and help you choose the best strategy for your financial goals.

Managing Additional Costs

We plan the additional costs to ensure that your budget is realistic and comprehensive.

Insurance Coverage

We assist you in selecting the necessary insurance, such as building insurance and potentially life insurance to secure the mortgage.

Vision Partners

Our Experience - Your Advantage

Offer Comparison

By comparing multiple offers, we ensure the best conditions and interest rates for you.

Long-Term Planning

We consider future changes and help you create a long-term, sustainable financial plan.

Professional Advice

With our years of experience and in-depth expertise, we guide you through the entire process and ensure that you are well-informed and prepared.

Let Vision Partners GmbH handle your home purchase financing in Switzerland. We find the best solutions for you and make the path to your home as simple and stress-free as possible.